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How the Wallet System Works: Pay-Per-Use AI for Your Business

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Guide

How the Wallet System Works: Pay-Per-Use AI for Your Business

Understand Assisters' wallet-based pricing model. Learn how to fund your wallet, manage costs, and optimize AI usage for your business.

Assisters TeamDecember 28, 20258 min read

How the Wallet System Works: Pay-Per-Use AI

No subscriptions. No minimums. Just add funds, use AI, and pay for what you consume. Here's everything you need to know about the wallet system.

How It Works

The Basics

1. **Add funds** to your wallet

2. **Select assistants** you want to use

3. **Use via embed or API**

4. **Costs deduct** automatically per conversation

5. **Top up** when balance gets low

It's like a prepaid phone plan for AI.

Why Prepaid?

**Predictable costs**

You control exactly how much you spend. No surprise bills.

**No commitment**

Start with $10. Scale to $10,000. No contracts.

**Immediate access**

Funds available instantly. No approval process.

**Usage flexibility**

Use across multiple assistants. Allocate as needed.

Adding Funds

Funding Options

**One-Time Purchase**

  • Add $10, $50, $100, $500, or custom amount
  • Funds never expire
  • No recurring charges

**Auto-Reload**

  • Set a threshold (e.g., $20)
  • Automatic reload when balance drops below
  • Choose reload amount
  • Never run out unexpectedly

Payment Methods

  • Credit/debit cards
  • ACH bank transfer (for larger amounts)
  • All payments processed via Stripe

Adding Funds

1. Go to Dashboard → Wallet

2. Click "Add Funds"

3. Enter amount

4. Complete payment

5. Funds available immediately

Understanding Costs

Token-Based Pricing

AI usage is measured in **tokens**:

  • Tokens are fragments of words (~4 characters)
  • Both input (your message) and output (AI response) use tokens
  • A typical conversation: 500-2,000 tokens

Per-Assistant Pricing

Each assistant has a per-million-token price:

  • Set by the assistant creator
  • Minimum: $3.75 per million tokens
  • Typical range: $3.75-$15 per million tokens

Cost Calculation

```

Cost = (Tokens Used / 1,000,000) × Token Price

```

**Example:**

  • Conversation uses 1,500 tokens
  • Assistant price: $7.50 per million tokens
  • Cost: (1,500 / 1,000,000) × $7.50 = $0.01

Yes, most conversations cost pennies.

Typical Costs

| Use Case | Avg Tokens | Typical Cost |

|----------|------------|--------------|

| Simple FAQ | 500 | $0.003-$0.008 |

| Product question | 1,000 | $0.005-$0.015 |

| Technical support | 2,000 | $0.01-$0.03 |

| Complex consultation | 5,000 | $0.025-$0.075 |

Monthly Estimates

| Conversations/Month | Low ($3.75/M) | High ($15/M) |

|--------------------|---------------|--------------|

| 1,000 | $4-$8 | $15-$30 |

| 10,000 | $40-$75 | $150-$300 |

| 100,000 | $400-$750 | $1,500-$3,000 |

Managing Your Wallet

Dashboard Overview

Your wallet dashboard shows:

  • Current balance
  • Recent transactions
  • Usage by assistant
  • Spending trends

Setting Budgets

Control spending with:

  • **Alert thresholds**: Get notified at certain balance levels
  • **Auto-reload limits**: Cap automatic top-ups
  • **Per-assistant limits**: Set max spend per assistant

Transaction History

View every deduction:

  • Date and time
  • Assistant used
  • Tokens consumed
  • Cost
  • Conversation reference

Export Data

Download transaction history:

  • CSV export for accounting
  • Detailed usage reports
  • Date range filtering

Watermark Removal

The "Powered by Assisters" Badge

Free tier embeds show a small badge. Many businesses prefer unbranded.

Removing the Watermark

When your wallet balance reaches **$50 or more**, you can enable watermark removal:

1. Go to Wallet settings

2. Toggle "Remove Watermark"

3. Your embeds now appear unbranded

The feature stays active as long as your balance stays above $50.

API Key Management

Creating Keys

1. Dashboard → API Keys

2. Click "Create New Key"

3. Name it descriptively

4. Associate with specific assistants

5. Copy and secure the key

Key Security

  • Keys are shown once—copy immediately
  • Revoke compromised keys instantly
  • Use different keys for different environments
  • Monitor per-key usage

Rate Limiting

Default limits protect against runaway costs:

  • 100 requests/minute per key
  • 10,000 requests/day per key
  • Adjustable on enterprise plans

Cost Optimization

Reduce Token Usage

**Shorter prompts**

Be concise in how you frame questions to the AI.

**Focused responses**

Configure assistants to give direct answers, not essays.

**Session management**

Reuse conversation context instead of repeating information.

Choose Right Assistants

Compare pricing:

  • Check per-million-token rates
  • Consider quality vs. cost tradeoff
  • Test before committing to high volumes

Monitor and Adjust

Review usage weekly:

  • Identify high-cost conversations
  • Optimize or switch assistants
  • Adjust configuration for efficiency

Billing and Receipts

Receipts

Every wallet top-up generates a receipt:

  • Downloadable PDF
  • All tax details included
  • Sent to your email

For Accounting

  • Track as prepaid expense
  • Deductions are documented per-transaction
  • Monthly statements available

Tax Information

  • Add your business details in Settings
  • Tax ID included on receipts
  • VAT handled for applicable regions

FAQ

**"What if I run out of funds?"**

Conversations stop working. No debt, no surprise charges. Add funds to resume.

**"Do funds expire?"**

No. Your balance never expires.

**"Can I get a refund?"**

Unused funds can be refunded within 30 days of purchase.

**"How do I track spending by project?"**

Use separate API keys for different projects. View per-key analytics.

**"Is there a free tier?"**

There's no free embed/API usage, but marketplace access is included in subscriptions.

**"What's the minimum purchase?"**

$10 minimum to add funds.

**"Can I set a hard spending cap?"**

Yes—set maximum daily/monthly spend in settings.


The wallet system puts you in control. Start with $10, test your use case, scale when ready.

[Add funds to your wallet →](/dashboard/wallet)

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